:root{
  --deep-sea:#002B47; --harbor:#004A7F; --sea-blue:#0378BC;
  --ice:#F4F7F8; --ink:#12222E; --steel:#9BAAB0; --white:#FFFFFF; --coral:#E8785A;
  --serif:'Fraunces','Playfair Display',Georgia,serif;
  --sans:'Inter','IBM Plex Sans',-apple-system,sans-serif;
  --fs-hero:clamp(2.4rem,5vw,3.8rem); --fs-h2:clamp(1.5rem,2.6vw,2rem);
  --fs-lead:clamp(1.05rem,1.4vw,1.2rem); --fs-body:1.02rem; --fs-label:.78rem;
  --max:1280px; --measure:760px; --ease:cubic-bezier(.4,0,.2,1);
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:var(--sans);font-size:var(--fs-body);line-height:1.7;color:var(--ink);background:var(--ice);-webkit-font-smoothing:antialiased;overflow-x:hidden}
img{display:block;max-width:100%}a{color:var(--sea-blue);text-decoration:none}a:hover{text-decoration:underline;text-underline-offset:3px}
button{font-family:inherit;cursor:pointer}::selection{background:var(--sea-blue);color:var(--white)}
h1,h2,h3,.serif{font-family:var(--serif);font-weight:400;line-height:1.12;color:var(--deep-sea)}
.eyebrow{font-size:var(--fs-label);font-weight:600;letter-spacing:.22em;text-transform:uppercase;color:var(--sea-blue)}
.wrap{max-width:var(--max);margin:0 auto;padding:0 clamp(20px,4vw,56px)}
/* NAV */
.nav{position:fixed;inset:0 0 auto 0;z-index:100;display:flex;align-items:center;justify-content:space-between;padding:16px clamp(20px,4vw,56px);transition:background .5s var(--ease),box-shadow .5s var(--ease)}
.nav.scrolled{background:rgba(0,43,71,.93);backdrop-filter:blur(14px);box-shadow:0 1px 0 rgba(244,247,248,.08)}
.nav__logo{display:flex;align-items:center;gap:13px}
.nav__logo img{height:44px;width:auto}
.nav__wordmark{display:flex;flex-direction:column;line-height:1}
.nav__wordmark b{font-weight:700;letter-spacing:.05em;color:var(--white);font-size:1rem}
.nav__wordmark span{font-size:.58rem;letter-spacing:.44em;color:var(--steel);font-weight:600;margin-top:3px}
.nav__links{display:flex;align-items:center;gap:clamp(16px,2.4vw,36px);list-style:none}
.nav__links a{color:var(--ice);font-size:.88rem;font-weight:500;position:relative;padding:4px 0;text-decoration:none}
.nav__links a::after{content:'';position:absolute;left:0;bottom:0;height:1px;width:100%;background:var(--sea-blue);transform:scaleX(0);transform-origin:right;transition:transform .4s var(--ease)}
.nav__links a:hover::after{transform:scaleX(1);transform-origin:left}
.nav__cta{background:var(--sea-blue);color:var(--white)!important;border-radius:999px;padding:11px 24px;font-size:.86rem;font-weight:600;transition:all .3s var(--ease);text-decoration:none!important}
.nav__cta:hover{background:#0466a0;transform:translateY(-1px)}
.lang{display:flex;gap:2px;border:1px solid rgba(244,247,248,.25);border-radius:999px;padding:3px}
.lang button{background:transparent;border:none;color:var(--steel);font-size:.72rem;font-weight:700;letter-spacing:.08em;padding:5px 11px;border-radius:999px;transition:all .3s var(--ease)}
.lang button.active{background:var(--ice);color:var(--deep-sea)}
.burger{display:none;background:none;border:none;width:40px;height:40px;position:relative;z-index:120}
.burger span{position:absolute;left:8px;right:8px;height:2px;background:var(--ice);transition:.35s var(--ease)}
.burger span:nth-child(1){top:13px}.burger span:nth-child(2){top:19px}.burger span:nth-child(3){top:25px}
.burger.open span:nth-child(1){top:19px;transform:rotate(45deg)}.burger.open span:nth-child(2){opacity:0}.burger.open span:nth-child(3){top:19px;transform:rotate(-45deg)}
/* HERO */
.lhero{background:var(--deep-sea);color:var(--ice);padding:clamp(140px,18vh,190px) 0 clamp(40px,6vh,70px);position:relative;overflow:hidden}
.lhero::before{content:'';position:absolute;inset:0;background:radial-gradient(50% 80% at 82% 10%,rgba(3,120,188,.12),transparent 70%)}
.lhero .wrap{position:relative;z-index:2}
.lhero__crumb{margin-bottom:24px;font-size:.8rem;letter-spacing:.1em;text-transform:uppercase;color:var(--steel)}
.lhero__crumb a{color:var(--steel)}.lhero__crumb a:hover{color:var(--white)}
.lhero .eyebrow{color:#7cc0e8;display:flex;align-items:center;gap:14px;margin-bottom:18px}
.lhero .eyebrow .rule{height:1px;width:48px;background:var(--sea-blue)}
.lhero h1{font-size:var(--fs-hero);color:var(--white)}
.lhero__meta{margin-top:18px;color:var(--steel);font-size:.9rem}
/* LEGAL BODY */
.legal{padding:clamp(50px,8vh,90px) 0 clamp(70px,10vh,120px)}
.legal__layout{display:grid;grid-template-columns:230px 1fr;gap:clamp(30px,5vw,70px);align-items:start}
.toc{position:sticky;top:96px;font-size:.88rem}
.toc h4{font-family:var(--sans);font-size:.72rem;letter-spacing:.16em;text-transform:uppercase;color:var(--steel);font-weight:700;margin-bottom:14px}
.toc ul{list-style:none;display:grid;gap:9px;border-left:1px solid rgba(0,43,71,.14)}
.toc a{color:var(--ink);opacity:.72;padding-left:16px;display:block;border-left:2px solid transparent;margin-left:-1px;transition:all .3s var(--ease);text-decoration:none}
.toc a:hover,.toc a.active{opacity:1;color:var(--deep-sea);border-left-color:var(--sea-blue);font-weight:600}
.legal__body{max-width:var(--measure)}
.legal__body .intro{font-size:var(--fs-lead);color:var(--ink);opacity:.9;margin-bottom:40px;padding-bottom:30px;border-bottom:1px solid rgba(0,43,71,.12)}
.legal__body section{margin-bottom:44px;scroll-margin-top:100px}
.legal__body h2{font-size:var(--fs-h2);margin-bottom:16px}
.legal__body h2 .n{color:var(--sea-blue);font-family:var(--sans);font-size:.7em;font-weight:700;margin-right:12px}
.legal__body h3{font-size:1.1rem;font-weight:600;font-family:var(--sans);color:var(--deep-sea);margin:22px 0 10px}
.legal__body p{margin-bottom:14px;opacity:.88}
.legal__body ul{margin:0 0 16px 20px}.legal__body li{margin-bottom:8px;opacity:.88}
.legal__body b{color:var(--deep-sea);font-weight:600}
.callout{background:var(--white);border:1px solid rgba(0,43,71,.12);border-left:3px solid var(--sea-blue);border-radius:4px;padding:20px 24px;margin:24px 0}
.callout p{margin:0;font-size:.94rem}
.dl{display:grid;grid-template-columns:auto 1fr;gap:8px 24px;margin:8px 0 16px;font-size:.94rem}
.dl dt{color:var(--steel);font-weight:600}.dl dd{color:var(--ink)}
.placeholder{color:var(--coral);font-weight:600}
/* FOOTER */
.footer{background:#001d31;color:var(--steel);padding:70px 0 36px}
.footer__grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:40px;margin-bottom:56px}
.footer h4{font-size:.74rem;letter-spacing:.16em;text-transform:uppercase;color:var(--ice);font-weight:700;margin-bottom:18px;font-family:var(--sans)}
.footer ul{list-style:none;display:grid;gap:10px}
.footer a{font-size:.88rem;transition:color .3s var(--ease);color:var(--steel);text-decoration:none}.footer a:hover{color:var(--white)}
.footer__brand img{height:52px;width:auto;margin-bottom:16px}
.footer__brand p{font-size:.86rem;max-width:34ch;line-height:1.6}
.footer__bottom{border-top:1px solid rgba(244,247,248,.1);padding-top:26px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:12px;font-size:.76rem;letter-spacing:.04em}
.footer__bottom a{color:var(--sea-blue)}
@media (max-width:900px){.legal__layout{grid-template-columns:1fr}.toc{position:static;margin-bottom:20px}.toc ul{display:flex;flex-wrap:wrap;gap:8px;border-left:none}.toc a{border:1px solid rgba(0,43,71,.16);border-radius:999px;padding:7px 14px;margin:0}.toc a:hover,.toc a.active{border-color:var(--sea-blue)}.footer__grid{grid-template-columns:1fr 1fr}}
@media (max-width:760px){.nav__links{position:fixed;inset:0;background:var(--deep-sea);flex-direction:column;justify-content:center;gap:34px;transform:translateY(-100%);transition:transform .5s var(--ease);z-index:110}.nav__links.open{transform:none}.nav__links a{font-size:1.4rem;font-family:var(--serif)}.nav__cta{display:none}.burger{display:block}}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*::before,*::after{animation:none!important;transition:none!important}}